To protect and preserve your eyesight, our Eye Doctors recommend you get your eyes checked at least once every year. The cost of eye exams, frames, and lenses can really add up. However, you have options on how to obtain eye care services and eyewear products. You can choose to pay out of pocket (using cash, card, or checks) or an Insurance plan (Vision Insurance and Health Insurance). Vision or Health Insurance can help cover some or all of the expenses associated with keeping your eyes healthy.
Here are the tops 4 rated Vision Insurance carriers:
1. Vision Service Plan (VSP)
2. Eyemed
3. Spectera
4. Versant Health (Davis Vision and Superior Vision)
Is vision insurance really worth it?
It’s a personal choice. It depends on your needs. For example, if routine exams and basic eyewear products are all you need, the cost of insurance might not be worth it. It may be cheaper to pay out of pocket. To determine if you need vision insurance, you can take a look at the cost of one year of the vision insurance premium and compare it with the cost of an eye exam at your local eye doctor’s office. This is a hypothetical look at a year’s worth of preventive care only, assuming your insurance pays 100% for vision exams, as many don’t.
Did you know that you can use your medical insurance for an eye exam? We accept almost ALL major medical insurance including Aetna, Blue Cross Blue Shield, Cigna, Humana, Medicare, and United Health Care.
